Retail Fundability Engine

Credit is leverage.
Engineer it before you apply.

AI-driven structural simulation that models fundability impact before capital exposure.

1,247+ profiles modeled this week
50K+
Users Funded
$500M
Capital Matched
40+
Lender Frameworks
4.8
User Rating
A+
BBB Rating
Modeled against 40+ lender frameworks
Utilization & inquiry velocity simulation
Structural optimization before submission

Structural Advantage in Underwriting

Underwriting-first simulation that shows what to change (and when) before you trigger hard pulls.

AI-Powered Simulation

Model how structural adjustments influence approval probability before submission.

Portfolio Benchmark Layer

Optional benchmarking layer for comparative portfolio modeling.

Optimization Sliders

See how utilization and timing changes shift lender risk tiers.

Clout Score™ Tracker

Track structural credit strength across modeled underwriting dimensions.

Benchmark Your Credit Architecture

Compare your structural credit profile against high-performing portfolio models and identify optimization gaps before submission.

Elite Portfolio
850
Elite
Optimized structure, minimal inquiry impact
High-Velocity Portfolio
780
High Velocity
Strong capacity, calculated utilization
Strategic Growth Portfolio
750
Strategic
Velocity-balanced, diversification-focused
Emerging Leverage Portfolio
720
Emerging
High growth trajectory, optimization runway
Conservative Compounding Portfolio
820
Conservative
Low volatility, steady compounding profile
92%
Approval
920
Clout Score
$425K
Capacity
Structural Credit Index

Clout Score™

Your Structural Credit Index™ measures utilization efficiency, payment behavior, account depth, and growth velocity in one modeled score designed for capital positioning.

Bronze 0–300 Silver 301–600 Gold 601–800 Elite 801–1000

Fundability Engine Tiers

Choose your tier and model underwriting risk before you apply.

Assessment
$97 one-time

Fundability Assessment that simulates underwriting impact before submission.

  • Structural Credit Index™ baseline
  • Underwriting model-fit signals
  • Utilization & inquiry velocity simulation
  • Sequencing guidance (next steps)
  • Exportable checklist
Advanced Strategy
$997 strategy

Advanced sequencing strategy for high-capacity capital positioning.

  • Includes Assessment + Optimization Plan
  • Multi-round sequencing strategy
  • Lender framework alignment
  • Documentation readiness checklist
  • Risk-tier mitigation playbook
  • Advanced scenario modeling

Structural simulation that surfaces approval gaps before hard pulls.

50,000+ profiles modeled. Underwriting-aware optimization before capital exposure.

1
CS
CREDIT$TACK≡R™
Available 24/7
Based on your structural profile, you may align with multiple underwriting models. Would you like to simulate approval probability?